Lifehack – How to Get 7% Cash back From Amazon Purchases

Lemoney has an exciting announcement:

I have some great tips to share on how you can earn cashback from your favorite items at Amazon !

While the team is still negotiating with Amazon, it is already possible to get cash back from them.  I don’t know about you, but Amazon is one of my favorite stores online. I shop there for books, tv series, snow boots, and even backpacks for the kids.

My favorite part about shopping at Amazon is finding awesome items on Buzzfeed and Business Insider.

My last purchase from Amazon was Apple’s MacBook Air.  I made over $50 from cashback on that purchase, which I’m going to use to get new earbuds.

Amazon does not offer cashback at the moment, but I am still able to get cashback on their gift cards at Lemoney.  Before I shop at Amazon, I visit one of Lemoney’s gift card websites., Gift Card Mall, offer gift cards from Amazon. This also works for any other store that is not featured on Lemoney.

So it works like this:

  1. Visit to earn cashback at your favorite stores.
  2. Sign up to Lemoney or log in to your account.
  3. Find, Gift Card Mall, or on Lemoney.
  4. Get an Amazon gift card at one of the stores mentioned previously.
  5. Get cashback at your favorite items on Amazon!

Stores mentioned above:

  • Gift Card Mall: 7% Turbo Cashback (applied up to $140 + 2% Cashback after $140).
  • 4% Turbo Cashback (applied up to $420 + 2% Cashback* after $420).
  • 4% Turbo Cashback (applied up to $100 + 0.625% Cashback* after $100).

Terms and conditions apply.

What is your favorite item to get cashback through Lemoney?  Let me know in the comments below!

How to Boost Cashback Without Making Additional Purchases

What if I told you there is a way to earn cashback without making a purchase?

In this post, I’m going to share with you how to boost cashback and make money from your friends’ purchases.

At Lemoney, you earn cashback when you shop at our 1700+ retail partners and when you invite friends to join your community.

That’s not all.  There’s a way to boost earnings in your account.  You’ll earn C-Bonus when you shop or invite your friends to Lemoney.  C-Bonus can multiply your community earnings up to 5X per month.

A bit confusing?  So, let me break this down:

  1. Invite friends to Lemoney.  When you invite friends to Lemoney, you earn community cashback every time they make a purchase – a percentage of your friends’ cashback.
  2. Earn cashback on all of your purchases and your friends’ purchases.
  3. Automatically multiply your earnings with C-Bonus.

The more you use Lemoney, the more cash rewards you’ll earn.

Lemoney members earn hundreds of dollars from inviting their friends.  Calculate your earnings to see how much you can get.  Here are some real-life examples:

What are you waiting for?  Join Lemoney and invite your friends to earn Cashback at 1700+ stores!

Earn $200 When You Invite Friends to Earn Cash back!

Would you like to earn an extra $200?  It’s pretty easy.  I have an amazing cash back offer for you.

In addition to getting cashback on purchases and community cashback, now you can earn even more at Lemoney! For a limited time, earn $200 when you invite 10 new friends to Lemoney and they make a qualifying purchase*!

What will your friends get? A 10% code to use on a purchase of their choice at Lemoney!

The best part is that you’ll earn rewards on all of your friends’ purchases when they join your community (at no cost to them)!  Pretty sweet, right?

So it works like this:

  1. Invite your friends to Lemoney.  You’ll get $200 when 10 friends make a qualifying purchase and they’ll get 10% to join.
  2.  You’ll earn community rewards on all of your friends’ purchases.
  3.  Your friends will earn cashback and community rewards from Lemoney.  It’s a win-win.

Click here to earn $200.

If I earned $200 from Lemoney, I would buy a pressure cooker from Target!  My goal for 2018 is to try new recipes on the Food Network.  Their pressure cooker beef stroganoff recipe is to die for!

Instant Pot Duo 80 8 Qt Pressure Cooker – $139.99 at Target

Lemoney offers the best cashback rates for Target:  7% Turbo cashback (applied up to $140 + 0.5% cashback* after $140).

If you’ve just started using cashback and are not sure what it is, read our blog post about how to save money when shopping online.  We explain everything you need to know about cash back and community commission.

Another way to get rewards from your favorite stores is to sign up for loyalty programs.  Many stores offer exclusive gifts and discounts to store members.

What will you with $200?  Let me know in the comments below!

Terms and conditions apply*.  Prices and rates are subject to change.  This cash back offer is available for a limited time.  Visit to learn more.

5 Ideas to Celebrate International Women’s Day 2018

International Women’s Day dates back to the early 1900s to celebrate women all over the world. March 8th is a day to recognize women’s achievements and honor them.  In this post, I will share with you five ways to celebrate your mother, daughter, girlfriend, sister, friend, teacher, or wife.

1. Write her a letter – Write a letter to the woman in your life about the things that you appreciate about her.  Sending a card will be even more special.  Hallmark has a large selection of cards that you can choose from.  She will be happy to know you are thinking of her.

2. Get her flowers – I’ve never met a woman who doesn’t love to get flowers.  Surprise her by sending flowers to her house or to work. We recommend Teleflora and 1-800 Florals.  Bestsellers include violets and roses.

3. Buy her a gift – It doesn’t matter if you get her something big or small, it’s the thought that counts.  Get her jewelry, mugs, perfume, or chocolate. Godiva is to die for!

4. Take her to dinner – Make this day all about her!  A dinner out will make her feel appreciated and cared for.  It doesn’t have to be expensive. Groupon and are great options that offer cash back.

5. Go to an event –  There are several events all over the world to celebrate women.  If you’re in New York, consider going to the United Nations’ observance day to hear speakers such as the UN Secretary-General and Reese Witherspoon.  Don’t forget to RSVP!

Although March is Women’s History Month, there are several ways you can celebrate women throughout the year.  Read our blog post about mother’s day activities to get more ideas to celebrate the special women in your life.

What are you doing to celebrate International Women’s Day?  Let me know in the comments below!

How to Budget Like a Pro: What I Learned in Business School

When I was in college, I saved $15,000 in two years on a low salary.  My secret?  I learned to budget.  As a business major, I have always been interested in finances.  I took several investing and accounting classes in school, but it wasn’t until I started managing my own money that I learned a very important lesson:

How you manage your money is more important than how much you make.  Let me explain.  Your income determines the things you can afford and the things you can’t.  However, lifestyle is something completely different.

During the time I was in college, I was dating someone who had a fancy internship and was making four times my income.  However, my significant other didn’t have any money left at the end of the month.  The worst part?  He had no idea what he spent it on!

I, on the other hand, was very careful about everything I spent.  I didn’t deprive myself of the good things in life.  I traveled often, bought groceries, went out with my friends, shopped at the mall, and still had money to save.  My secret?  I learned the 50/20/30 rule:

After taxes, 50% of my income is spent on needs, 30% on wants, and 20% to savings.   This is the key to budgeting.

So it works like this:

  • Needs – 50% of your income should be allocated to this category.  This includes everything thing that is a necessity such as food, rent, electricity, doctor appointments, transportation and other bills.


  • Wants – 30% of income should be allocated to this category.  This includes everything that you want but is not a necessity such as dinners out, movie nights, that expensive perfume you want, trips etc.  As long as you’re not exceeding 30% of your income in this category it doesn’t matter how much you spend on wants.


  • Savings – 20% of your income should be allocated to this category.  I learned early on the importance of saving.  This category includes saving, investing, and debt.

Although the percentages are the maximum amount that should be spent in each category, you can adjust each category to fit your needs.  Read more about budgeting here.

So why is the 50/20/30 rule important?  It doesn’t matter if you have a $200,000 yearly income if you have been spending $250,000 per year.  Someone with a $150,000 income that uses the 50/20/30 rule would be better off!  Budgeting is essential to have a healthy financial situation. I can’t stress this enough.

You don’t have to have a degree in Finance to manage your income like a pro!  With the 50/20/30 rule, it doesn’t matter how much you make.  You can save as much as I did or even more!

The important thing is that I stick to my budget and was able to manage my finances in a way that I had enough to do everything I wanted.

I also took advantage of every passive income strategy I knew.  I earned Cashback from Lemoney, got paid to participate in surveys, and became a loyal reader of The Financial Diet and The Penny Hoarder

If you want to learn more about saving money, read our blog post about why you should consider a frugal lifestyle.

Do you have an incredible story about managing your finances?  I would love to hear it!  Let me know in the comments below.