15 of the Best Retail Rewards and Loyalty Programs with Cash Back – 2018 Edition

If you don’t sign up for rewards and loyalty programs, you’re missing out on free money and gifts.  Several brands offer a compensation to loyal customers, which is a great way to get freebies and discounts.  I selected some of my favorite brands and focused on those, since rewards programs usually have a point system.  Over the years, I’ve earned some great perks from CVS, Sephora, and Express.  In this post I’m going to share all my secrets on how I’ve earned close to $300 worth of makeup, clothes, and office supplies last year.

1. Sephora – Sephora is my weak spot.  The more you spend at Sephora, the more makeup you get.  On my last purchase, I earned a mascara, perfume, and lipstick! Sephora’s beauty program offers a birthday gift (this year’s gift is a kit from Tarte and Caudalie), rewards bazaar (free makeup!), and free beauty classes to all members.  If you spend more than $350 you become a VIB (Very Important Beauty Insider) and become eligible to participate in a free custom makeover and earn gifts.  Once you spend over $1000 in a calendar year, you will get unlimited free custom makeovers, a private hotline, an invitation to exclusive events (they offer breakfast), and 2-day shipping on all orders*.  Sounds pretty sweet to me!  I always take advantage of Sephora’s annual sale, where they offer a percentage discount based on your statuts.

2.Best Buy – This is my favorite store for buying electronics.  Electronics purchases can add up, so I always make sure I don’t forget to pull up my rewards account.  Best Buy’s rewards program is categorized into three levels: my Best Buy, Elite, and Elite Plus.  It allows you to receive rewards with every dollar spent, free shipping, and exclusive member offers and sales.  Every 250 points at Best Buy is redeemable for a $5 reward certificate.  I’m saving my points to get new headphones.

3. Omaha Steaks –  You can get rewarded when you buy food too!  Omaha reward members can redeem their points for:

  • 100 Points. for (16 oz.) pkg. Omaha Steakhouse Fries • 3.1 oz. Steak Seasoning • 4 Potatoes au Gratin.
  • 200 Points for • 4 (3 oz.) Kielbasa Sausages • 4 Gourmet Jumbo Franks • 4 Caramel Applet Tartlets.
  • 300 Points for • 4 (4 oz.) Omaha Steaks Burgers

4. CVS – This is probably where I’ve gotten the best rewards.  CVS’ extra care card rewards members for purchases by offering coupons and offers.  Members also get Extra Bucks to spend on merchandise at CVS.  I stop by CVS on a weekly basis, so I always have Extra Bucks to spend!  On my last purchase I got $15 that I redeemed for supplies.  It was a great deal because these kinds of purchases add up!

5.Walgreens –  Walgreens’ reward program is also pretty sweet.  It has some things that are not offered at CVS, so it’s also a frequent stop for me.  Walgreens rewards program provide exclusive offers, points, and more!  Members exchange 40,000 points for $50 at Walgreens.

6. Banana Republic, Old Navy, Athleta, and GAP – I’ve been a GAP credit card holder for many years and I’ve gotten some great perks because of it.  I earn points every time I shop with my credit card.  I receive a $10 reward card after accumulating 1,000.  After making a few purchases I get a reward that I use for myself or pick something to give as a gift.

7.JC PenneyJC Penney offers a rewards program and a store card.  Through the rewards program you get 1 point for every $2 spent.  If you are a credit card holder, you earn 1 point for every $1.  If you sign up, you also get a birthday gift and invitations to events.

8.Ace Hardware – Ace Hardware is a great hardware store based in Illinois.  I always get everything from here when I’m renovating.  My latest purchase was a heater because ours broke.  They always send me rewards such as coupons, tips for my home, and sale reminders, which is great because I don’t miss any deals.  In addition, I earn 10 points for every dollar spent.  If you are not a member yet sign up to get a bonus of  1,000 points!

9.Kohl’s – Kohl’s Yes2You rewards program is all about you!  You get a point for every dollar spent.  In addition, new members get 50 points for signing up and downloading the app!

10. Saks Fifth Avenue Saks First is an exclusive rewards program that offers points for every dollar spent.  Points can be redeemed for a $25 gift card.  Members get access to exclusive events and sales.  In addition, members can shop early collections.

11. Moosejaw Moosejaw’s rewards programs offers access to perks, gifts, promotions, and free shipping.  The more you spend, the more you get.  You can apply rewards to your cart on almost everything on the site.  You have two years to take advantage of perks before they expire, so make sure to take advantage of them!

12. StaplesStaples’ rewards program has two tiers:

  • Staples’ rewards program offers rewards on 2% of purchases made in store (some exclusions apply).  Members also earn $2 in rewards per ink or toner cartridge (limit of 10 per month) returned to the store.  To get the reward you must spend $30 in ink toner or cartridge in the last 180 days.  Rewards can be used in store or online.
  • Premier rewards members earn 5% of rewards on purchases made in store (some exclusions apply).  Premier members may recycle up to 20 ink toner or cartridges per month.

13.Petco  Petco’s reward program offers one point for every dollar spent.  Members get a $5 reward after accumulating $5.  My puppy loves his new Star Wars Darth Vader Box Pet Bed from Petco!

  • Express –   I’m an Express NEXt member, so I get a lot of perks and gifts.  I got a really pretty white top from Express for my birthday last year.  I also get frequent discounts since I shop there so much.  I get points on all of my purchases, birthday gifts, and rewards.  Check out the perks:


  • When you create your account you earn $15 for completing your profile, a $5 bonus reward for signing up for mobile texts, 250 points when you connect your social media account.
  • As a rewards member you get a $10 reward for every 2500 points ($250 points).  A-list members earn a $15 gift card when they spend $250 points.
  • Members earn exclusive offers, birthday gifts, 20 points for every dollar spent, and credit card A-list members get free shipping.

They also have clothes for men, so all of my gifts to my brother are from Express.

15.Godiva – I’ve gotten a lot of free chocolate from Godiva.  I introduced my mom to this brand and she became obsessed too!  I already ordered her gift for Valentine’s Day from Godiva.

I’ve gotten some great discounts and gifts because of my saving skills over the years.  In addition to the perks listed above, I also get Cashback on every purchase.  Click here to sign up.

If you’re new to rewards programs, start with one or two and see which ones are your favorites.  Let me know your favorite rewards program in the comments below.

Invite 5 Friends to Earn $100 – Best Cash Back Deal

Do you want to make some extra money this month?  In this post, I’m going to tell you what you can do to earn $100.

If you are a Lemoney member, you are probably earning cash back on hundreds of items from your favorite stores. I know I am.

Have you shared the love with your friends and family members yet?  They can earn cashback too!  Give a special Cashback code to your friends and earn $100 (for a limited time only)!

If your friend is not a Lemoney member yet, you can give him a special code worth 10% off a purchase of his choice.  You will earn the $100 after five friends make a qualifying purchase.

The best part?

You’ll earn community rewards every time your friends shop at Lemoney!

Click here to earn $100.

Terms and conditions:

  • Lemoney members need to invite 5 friends to sign up and make a purchase (over $25) by 28/02/2018 to earn U$100.
  • Members get a 10% code on any transaction of his choice for each friend who makes a purchase (shopping click returned).
  • Each friend gets a 10% cashback code on any purchase of his choice.
  • The code is applied up to U$100.  If the amount exceeds U$100, the remaining balance is subject to the store’s cashback rate.


  • Premium members are those who joined Lemoney and made a purchase by 28/02/2018.
  • The $100 will be applied after four months of the confirmed purchase of the 5th premium member.     Lemoney reserves the right to withhold the $100 for any suspicious activity, including but not limited to fraud or error.
  • The 10% code will only be sent four months after the premium member’s purchase is confirmed.
  • The 10% code will be pending until the four-month period has expired and the purchase is confirmed.

6 Luxury Items with Cash Back to #treatyourself (you’ll love the second one)

Here’s the deal:

January 8th is Bubble Bath Day and we are celebrating with deals from our favorite beauty stores such as Sephora , Macy’s, and more!

If you are anything like us, you are addicted to everything spa-related.  Whether you need to de-stress from work or school, you deserve a relaxing night at home.  A much-needed spa night with candles, bubble baths, and face treatments is just what the doctor ordered.

We got you coverered!

In this post we will show you 6 luxury items that you can get for up to 15% Turbo Cashback.

Laura Mercier Crème Brûlée Honey Bath – $45

This honey-scented shower gel will leave your skin feeling soft and moisturized.  It smells like dessert and is infused with notes of warm caramel, spun sugar, and French vanilla bean.

Deal: Macy’s Purchase – 10.0% Turbo Cashback (applied to up to $120 + 1.5% Cashback* after $120)

L’occitane Cleansing and Softening Shower Oil With Almond Oil – $25

Deal: Sephora Purchase – 15% Turbo Cashback (applied to up to $100 amount + 2.5% Cashback* after $100)

If you like the smell of almonds, you’re going to love this shower oil.  It leaves your skin smooth and fresh.  The scent is so delightful you won’t need perfume.

Illume Grey Lavender Collectiv Jar Candle – $14

This is for all the candle lovers out there!  The relaxing smell of lavender is perfect to de-stress while you enjoy a spa day at home.

Deal: Macy’s Purchase – 10.0% Turbo Cashback (applied to up to $120 + 1.5% Cashback* after $120)

Candy Cane Shampoo, Shower Gel, and Bubble Bath – $18

If you are addicted to bath products, this one’s for you.  This is a  luxurious cleanser with a sweet scent that smells like peppermint.

Deal: Philosophy Purchase – 14% Turbo Cashback (Applied up to $110 amount + 2.5 Cashback* after $110)

Limited Edition Beauty Elixir – $49

Inspired by the queen of Hungary, this decadent beauty elixir tightens pores, sets makeup, and wipes away fine lines.  Boost your radiance with this holy grail product approved by celebrities and make-up artists.  The limited edition version comes in a gold bottle to celebrate 20 years of the iconic beauty elixir.

Deal: Caudalie Purchase – 12.0% Turbo Cashback (applied up to $210 amount + 4.0% Cashback* after $210)

We saved the best for last!

Treat yourself! Take time out and enjoy a relaxing massage with Spa Week!  Spa Week offers a variety of treatments such as facials, massages, and many more.

Deal: Spa Week – 11% Turbo Cashback + 5.0% Cashback*

*Terms and conditions apply


Don’t wait!  These offers are available for a limited time only.  We have already picked our items.  Will you?
Imagine if you could earn cash from these beauty purchases year-round. With Lemoney you can.